Browsing All Posts filed under »Retirement Benefits«

More on Working Longer

March 28, 2011


I came across an article today that provides a good follow-up to my post last week on older people in the workforce. The article, “Low Savings Force Many to Put Off Retirement,” includes some interesting statistics from the Employee Benefit Research Institute (EBRI): More than 73 percent of Americans in their late 50s are now […]

Living Longer, Working Longer

March 18, 2011


Longer lifespans along with projected shortfalls in pension funding mean that many of us should be expecting to work until more advance ages than earlier generations.

Two Views on Auto Enrollment

July 14, 2010


The auto-enroll feature of the 401(k) is often touted as a key part of an overall strategy to increase workers’ retirement savings. But is automatic enrollment all it’s cracked up to be? Two recent blog posts take opposing sides on the question of the feature’s ultimate value. In one corner is David John from the […]

BP, Wall Street, and the Rest of Us

June 18, 2010


The ongoing environmental tragedy in the Gulf has reinforced the popular notion that there’s an “us versus them” situation when it comes to big business. Similarly, throughout the financial crisis and subsequent recession, news story after news story has discussed the “Wall Street versus Main Street” issue. Three recent articles present a more nuanced view. On Wednesday of […]

The Future of Retirement

April 30, 2010


Notions of what retirement is - and when it should start - are changing.

And Watch Out for the Black Helicopters . . .

January 21, 2010


Recent moves by the Obama administration to weigh how the government can encourage workers to convert at least part of their retirement savings into guaranteed income streams has generated fierce opposition in the right-wing blogosphere, with claims that the government is on the verge of seizing workers' 401(k) accounts.

Is More Disclosure Always Better?

January 5, 2010


Supporters of the recently introduced Lifetime Income Disclosure Act say that the bill will help Americans plan for a more secure retirement. But critics contend that providing the information contemplated by the bill could lead to 401(k) participants taking bigger risks than they should.